Impounded Car Insurance

Here to Help you reinsure your Impounded Car

Quentin L. Jones Insurance Services are agents for a selection of insurance companies that will insure an impounded car in the UK.

We arrange car insurance for getting impounded cars released and back on the road. If your car has just been impounded, this must be declared to your insurance company when you arrange a new policy. Many insurance companies refuse to insure vehicles in this situation and your vehicle will not be released until insurance has been arranged. This could result in increased storage fees or losing your vehicle.

 

IMPORTANT NOTE

Before you call - Please check the Acceptance Criteria below

We have already helped many motorists in this situation to reinsure their vehicle and get back on the road. So if you are in this unfortunate position then call us today, telephone 01443 816099 and request cover for your impounded car.

 

Important - Acceptance Criteria

Please note we are only able to arrange cover in the following circumstances:

  • The policyholder must be the registered owner of the vehicle at the time the vehicle was impounded.
  • The policyholder must hold a valid Full UK or EU driving licence
  • The policyholder must be a UK resident
  • Policies issued are for 12 months duration only
  • Drivers must hold at least 1 years No Claims Bonus

 

Important - We do not arrange Impounded Car Insurance for following circumstances

  • Short term policies
  • Change of ownership, after the vehicle has been impounded
  • Provisional licence holders

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Seized Vehicle Useful Information

This information has been produced to assist you to collect your vehicle and by no means covers every eventuality.  We will, however, endeavour to provide the insurance cover to help you to recover your vehicle.

 

Why have the police seized my car?

Section 165A Road Traffic Act 1988 gives police the power to seize vehicles which are being driven by uninsured drivers or drivers who do not have a valid driving licence or where a vehicle has failed to stop when required by police and there is a suspicion that the vehicle is uninsured.

 

Retention and Disposal of Seized Vehicles

Once your vehicle has been seized, the appropriate officers or authorised agents must take reasonable steps to keep it safe.  The officer will give you a seizure notice, unless it is not practical to do so at the time, detailing the place where it was seized and where the vehicle will be taken.  (The authorised removal agent will be a Police approved garage).

By law, the registered keeper or owner of the vehicle is reponsible for claiming the vehicle back from the approved agent.

By law, the registered keeper or owner  has the responsibility to pay for the vehicle to be recovered and any associated costs.  Fees are set in law and cannot be varied.

 

How do I get my vehicle back?

 

The police have designated certain Police stations to deal with the return of seized vehicles, therefore you MUST only attend the nominated station marked on the seizure notice.

If you are applying for new insurance cover you must declare 1) seizure of your vehicle by police and 2) impending prosecution for a driving licence or insurance offence.  A large number of people are turned away because they do not have the right documentation or  attend the wrong station.  This will cause extra delay and potentially extra cost to you.

 

Act promptly - Timescales are Tight

 

If your vehicle is seized, you have seven days in which to produce your documents and have your seizure notice stamped.

You have a further seven days to recover your vehicle.

The whole process is over within 14 days.

After this time your vehicle can, and will be disposed of.  This process consists of either ending the life of your vehicle by crushing or it being sold at auction to recover any costs incurred to the Police.

 

Documents to be produced

 

It is the responsibility of the registered keeper or owner to recover the vehicle within fourteen days of it being seized.

If you are the registered keeper/owner, you are required to produce at a Police station stipulated on the seizure notice:-

1.  Your driving licence (for photo card licence bring both parts)

2. A Certificate of Insurance authorising you to drive that vehicle

3. Evidence of ownership of the vehicle (log book, bill of sale, DVLA related documents to the seized vehicle

 

Faxed or photocopied documents will not be accepted

If the driver/registered keeper or owner cannot recover the seized vehicle for whatever reason, he or she can nominate a reponsible person to recover it on their behalf.  The responsibilities remain the same and the nominated person must produce at the Police station stipulated on the seizure notice the following documents:-

1. Their driving licence (for photo card licence bring both parts)

2. A Certificate of Insurance authorising them to drive that vehicle (check with insurance company first as  some companies will not cover collection of a vehicle on behalf of someone else that has been lawfully seized by the police.

3. Evidence of ownership of the vehicle (log book, bill of sale or DVLA related documents for the seized vehicle),  It is always advisable, wherever possible, for the registered keeper to attend where a nominated driver is collecting the vehicle.  If the registered keeper does not attend with the nominated driver, the nominated driver needs to bring with them written confirmation from the registered keeper that they are authorised to collect their vehicle.

 

If you fail to bring any of these documents, including the seizure notice, we will be unable to release the vehicle to you and you will  have had a wasted journey.

 

Once the documents have been checked (against the Police National Computer, DVLA records and the Motor Insurance Bureau for validity) and the counter staff are satisfied that everything is in order, they will stamp the seizure notice authorising the release of the vehicle.

 

Please be aware that it may take up to an hour for the necessary checks to  be completed.  The Police will not authorise the release of seized vehicles unless satisfied with the validity of documents produced.  It is then your responsibility to attend the authorised garage.

 

If you are a provisional driver you will need to attend the garage with "L" plates and a qualified driver to accompany you.

 

Collection of Vehicle from Approved Agent

To release your vehicle you will need to pay the statutory release fee directly to the garage.  There will also be a fee for each day that the vehicle is stored.  Once the fee has been paid, you will be free to remove your vehicle from the pound.

 

Other means of collecting your vehicle

Another means of collecting your vehicle is by recovering it on a trailer or low-loader.  Under the Road Traffic Act a towed vehicle still requires a licensed driver and insurance.

If you elect to follow this process, the driver/registered keeper/owner of the recovery vehicle must attend the nominated Police station and produce the following documents relating to the vehicle they intend to use to recover the seized vehicle:-

1. Their driving licence (for photo card licence bring both parts)

2. A Certificate of Insurance relating to the recovery vehicle

 

The driver/registered keeper/owner of the seized vehicle must also attend and produce their documents as explained in the "Documents to be produced" section.

Foreign Registered Vehicles

If you become a resident in the UK you are immediately required to obtain a vehicle  licence for your vehicle and you will need to register the vehicle in the UK, as part of this process you will need to obtain a test certificate and insure the vehicle with a UK MIB authorised vehicle insurer.

You can find more information on driving in the UK at the Directgov Motoring website

http://www.direct.gov.uk/en/Mororing/index.hrm.

 

Your conduct at the Police Station

Please be aware that the  Police staff who operate the Police Counters are not responsible for your vehicle being seized and are carrying out a function to assist you to retrieve your vehicle.

 

 

 

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